RV Insurance in Oregon
Protect your RV with Oregon RV Insurance
With an RV, you don’t have to worry about booking flights, hotel rooms and spending lots of money just getting to your destination. You can get up and go anytime you like! Have one less worry with knowing that Hukari Insurance offers specialized RV insurance Oregon for your home on the road.
It’s More Than a Vehicle, It’s A Lifestyle!
RV enthusiasts encounter unique situations while out on the road. With that in mind, talk to your Hukari Insurance agent today about specialized coverages such as:
- Total Loss Replacement – provides you with a new, comparably-equipped RV if your RV is totaled within its first few years.
- Replacement Cost Personal Effects – pays for the replacement of your personal items in your RV that resulted from a covered loss. Coverage options vary, so ask about what options are available for you today.
- Vacation Liability – pays for Bodily Injury and Property Damage losses that occur at your vacation site. Ask your agent about policy limits.
- Emergency Expense coverage – pays your expenses for hotels and transportation due to a covered loss. Coverage options vary, so ask your agent what option is best for you.
- No Windshield Deductible – Zero glass deductible available through some companies.
Get Out on the Road and Enjoy the World of RVing!
Hukari Insurance offers coverage for recreational vehicles including Type A motorhomes, Type B motorhomes, and Type C motorhomes, as well as sport utility recreational vehicles.
Hukari Insurance also offers insurance coverage for towable RVs, including: travel trailers, fifth-wheel travel trailers, travel trailers with expandable ends, folding camper trailers and truck campers.
Enjoy the open road knowing Hukari Insurance has you covered!
Mistakes happen, especially when you’re somewhere unfamiliar, but the results of a recent survey may still surprise you.
The survey found that among RVers, a spouse is more likely to be accidentally left behind than the dog.
A leading RV insurer, The Progressive Group of Insurance Companies, surveyed more than 1,000 RVers countrywide to uncover amusing mishaps they’ve experienced while traveling.
The survey found that the most common blunders made while traveling are:
•driving away with the steps extended;
•backing into something;
•misjudging overhead or side clearance space;
•not connecting taillights correctly; and
•running out of gas.
The survey found that 53 percent of RVers spend a month or more each year traveling the open road, and 42 percent travel more than 500 miles per trip.
Traveling the open road in an RV can be a great adventure, but sometimes it gets a little bumpy. That’s why RVers were also asked about their insurance. When mishaps happen, you want to get back on the road fast—ideally with all of your passengers on board.
Only 28 percent bought a stand-alone insurance policy with specialized RV coverages. In fact, 54 percent simply added their RV to their auto policy, and 14 percent didn’t buy any RV insurance.
Although mishaps can sometimes be funny, they can also lead to costly damages. Simply adding your RV to your auto policy can leave you woefully underprotected. It’s important to know what coverages are available to adequately protect yourself and your vehicle.
“There are huge differences in coverage and services from companies that specialize in RV insurance,” says Cathy Pelfrey, RV product manager at Progressive. “Check with your local independent insurance agent or do research online so that you buy the policy and coverages that are right for you.”
Frequently Asked Questions about RV Insurance
Do I need to keep my RV Insurance in the off-season?
Yes, you should keep your RV insured in the off-season. Various damages can occur when the vehicle is in storage that you would need coverage for such as weather-related accidents, theft, or vandalism or fires.
What is Total Loss Replacement coverage?
Total loss replacement coverage provides you with a new vehicle if your existing, used RV is considered a total loss. Not all RVs are eligible for this coverage so check with your agent.
What is full-timer’s coverage?
Full Timers liability coverage is designed for individuals who use their RV as a permanent residence. If you live in your RV, you’ll want to consider this coverage.